Compliance & Legal Information

Important information about our compliance with relevant laws and regulations

⚖️

Our Compliance Commitment

Rental Readiness Pro is designed to help landlords make informed decisions while maintaining compliance with applicable laws. We prioritize user education and responsible use of our platform.

✅ What Rental Readiness Pro IS

  • Financial Analysis Tool: Provides analysis of self-reported financial information
  • Educational Resource: Helps landlords understand financial ratios and risk factors
  • Pre-Screening Assistant: Aids in preliminary applicant assessment
  • Data Encryption Service: Securely handles applicant information

❌ What Rental Readiness Pro is NOT

  • Credit Reporting Agency: We do not pull credit reports or provide credit scores
  • Background Check Service: We do not conduct criminal or eviction history checks
  • Legal Advisor: We do not provide legal advice about tenant screening
  • Decision-Maker: We provide analysis only - landlords make final rental decisions

Relevant Laws & Regulations

Fair Credit Reporting Act (FCRA)

The FCRA regulates how consumer information is collected and used. Since we don't pull credit reports, we are not a Consumer Reporting Agency under FCRA.

Not a CRA No Credit Pulls

Fair Housing Act

We encourage landlords to apply screening criteria consistently to all applicants and avoid discrimination based on protected characteristics.

Equal Treatment Consistent Criteria

Data Privacy Laws

We comply with data protection regulations including GDPR (for EU users) and CCPA (for California residents).

GDPR Compliant CCPA Ready Data Encryption

State & Local Regulations

Users are responsible for complying with their local landlord-tenant laws, security deposit limits, and screening fee regulations.

Local Compliance Fee Regulations

Landlord Responsibilities

Responsibility Description Best Practice
Legal Compliance Ensure your screening process complies with all applicable laws Consult with a local attorney familiar with landlord-tenant law
Equal Treatment Apply the same criteria to all applicants consistently Use a written screening policy and apply it uniformly
Documentation Keep records of your screening process and decisions Save analysis reports and your decision rationale
Verification Verify self-reported information through appropriate means Request pay stubs, bank statements, and references
Transparency Be transparent with applicants about your screening process Explain how you use analysis results in your decisions

Important Recommendations

1. Consult Legal Counsel: Always consult with an attorney familiar with local landlord-tenant laws.

2. Use Multiple Data Points: Combine our analysis with traditional screening methods.

3. Document Everything: Keep detailed records of your screening process and decisions.

4. Be Consistent: Apply the same standards to all applicants to avoid discrimination claims.

Questions About Compliance?

If you have questions about legal compliance or how to use Rental Readiness Pro responsibly, please contact our support team.

Email Legal Questions Contact Support

Note: This information is for educational purposes only and does not constitute legal advice.